"Tighten up Control of Your Fleet's 'Pedal-To-The-Metal' Culture or Risk Losing More than Just Money" - Says Ram Tracking CEO Chris McClellan

Author
SySAdmin
Posted
April 20, 2017
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1019

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Page 1
<HTML>
<HEAD>
<META http-equiv="Content-Type" content="text/html; charset=UTF-8">
<meta content="text/html; charset=utf-8" http-equiv="Content-Type">
<style type="text/css">
          .xn-newslines .xn-distributor{
          display:none;
          }
          .xn-newslines .xn-dateline{
          display:none;
          }
         
      /* /\/\/\/\/\/\/\/\/ CLIENT-SPECIFIC STYLES /\/\/\/\/\/\/\/\/ */
        #outlook a{padding: 0;} /* Force Outlook to provide a "view in browser" message */
        .ReadMsgBody{width: 100%;} .ExternalClass{width: 100%;} /* Force Hotmail to display emails at full width */
        .ExternalClass, .ExternalClass p, .ExternalClass span, .ExternalClass font, .ExternalClass td, .ExternalClass div {line-height: 100%;} /* Force Hotmail to display normal line spacing */
        body, table, td, p, a, li, blockquote{-webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%;} /* Prevent WebKit and Windows mobile changing default text sizes */
        table, td{mso-table-lspace: 0pt; mso-table-rspace: 0pt;} /* Remove spacing between tables in Outlook 2007 and up */
        img{-ms-interpolation-mode: bicubic;} /* Allow smoother rendering of resized image in Internet Explorer */

        /* /\/\/\/\/\/\/\/\/ RESET STYLES /\/\/\/\/\/\/\/\/ */
        body{margin: 0; padding: 0;}
        img{border: 0; height: auto; line-height: 100%; outline: none; text-decoration: none;}
        table{border-collapse: collapse !important;}
        body, #bodyTable, #bodyCell{height: 100% !important; margin: 0; padding: 0; width: 100% !important;}

        /* /\/\/\/\/\/\/\/\/ TEMPLATE STYLES /\/\/\/\/\/\/\/\/ */

        /* ========== Page Styles ========== */

        #bodyCell{padding: 20px;}
        #templateContainer{
            width: 600px;
            background-color: #ffffff;
        }

            /**
            * @tip Set the background color and top border for your email. You may want to choose colors that match your company's branding.
            * @theme page
            */
            body, #bodyTable{
                background-color: #DEE0E2;
            }

            /**
            * @tip Set the background color and top border for your email. You may want to choose colors that match your company's branding.
            * @theme page
            */
            #bodyCell{
                border-top: 4px solid #BBBBBB;
            }

            /**
            * @tip Set the border for your email.
            */
            #templateContainer{
                border: 1px solid #BBBBBB;
            }

            /**
            * @tip Set the styling for all first-level headings in your emails. These should be the largest of your headings.
            * @style heading 1
            */
            h1{
                color: #404040 !important;
                display: block;
                font-family: Helvetica;
                font-size: 26px;
                font-style: normal;
                font-weight: bold;
                line-height: 100%;
                letter-spacing: normal;
                margin-top: 0;
                margin-right: 0;
                margin-bottom: 10px;
                margin-left: 0;
                text-align: left;
            }

            /**
            * @tip Set the styling for all second-level headings in your emails.
            * @style heading 2
            */
            h2{
                color: #404040 !important;
                display: block;
                font-family: Helvetica;
                font-size: 20px;
                font-style: normal;
                font-weight: bold;
                line-height: 100%;
                letter-spacing: normal;
                margin-top: 0;
                margin-right: 0;
                margin-bottom: 10px;
                margin-left: 0;
                text-align: left;
            }

            /**
            * @tip Set the styling for all third-level headings in your emails.
            * @style heading 3
            */
            h3{
                color: #3d98c6 !important;
                display: block;
                font-family: Helvetica;
                font-size: 16px;
                font-weight: normal;
                line-height: 100%;
                letter-spacing: normal;
                margin-top: 0;
                margin-right: 0;
                margin-bottom: 10px;
                margin-left: 0;
                text-align: left;
            }

            /**
            * @tip Set the styling for all fourth-level headings in your emails. These should be the smallest of your headings.
            * @style heading 4
            */
            h4{
                color: #808080 !important;
                display: block;
                font-family: Helvetica;
                font-size: 14px;
                font-weight: normal;
                line-height: 100%;
                letter-spacing: normal;
                margin-top: 0;
                margin-right: 0;
                margin-bottom: 10px;
                margin-left: 0;
                text-align: left;
            }

            h4.subtitle {
              color: #808080 !important;
              font-size: 14px;
            }

            /* ========== Header Styles ========== */

            /**
            * @tip Set the background color and bottom border for your email's preheader area.
            * @theme header
            */
            #templatePreheader{
                background-color: #F4F4F4;
                border-bottom: 1px solid #CCCCCC;
            }

            /**
            * @tip Set the styling for your email's preheader text. Choose a size and color that is easy to read.
            */
            .preheaderContent{
                color: #808080;
                font-family: Helvetica;
                font-size: 10px;
                line-height: 125%;
                text-align: left;
            }

            /**
            * @tip Set the styling for your email's preheader links. Choose a color that helps them stand out from your text.
            */
            .preheaderContent a:link, .preheaderContent a:visited, /* Yahoo! Mail Override */ .preheaderContent a .yshortcuts /* Yahoo! Mail Override */{
                color: #606060;
                font-weight: normal;
                text-decoration: underline;
            }

            /**
            * @tip Set the background color and borders for your email's header area.
            * @theme header
            */
            #templateHeader{
                background-color: #F4F4F4;
                border-top: 1px solid #FFFFFF;
                border-bottom: 1px solid #CCCCCC;
            }

            /**
            * @tip Set the styling for your email's header text. Choose a size and color that is easy to read.
            */
            .headerContent{
                color: #505050;
                font-family: Helvetica;
                font-size: 20px;
                font-weight: bold;
                line-height: 100%;
                padding-top: 0;
                padding-right: 0;
                padding-bottom: 0;
                padding-left: 0;
                text-align: left;
                vertical-align: middle;
            }

            /**
            * @tip Set the styling for your email's header links. Choose a color that helps them stand out from your text.
            */
            .headerContent a:link, .headerContent a:visited, /* Yahoo! Mail Override */ .headerContent a .yshortcuts /* Yahoo! Mail Override */{
                color: #3d98c6;
                font-weight: normal;
                text-decoration: underline;
            }

            #headerImage{
                height: auto;
                max-width: 600px;
            }

            #socialShare img {
                margin-right: 3px;
            }

            /* ========== Body Styles ========== */

            /**
            * @tip Set the background color and borders for your email's body area.
            */
            #templateBody{
                background-color: #FFFFFF;
                border-top: 1px solid #FFFFFF;
                /*border-bottom: 1px solid #CCCCCC;*/
            }

            /**
            * @tip Set the styling for your email's main content text. Choose a size and color that is easy to read.
            * @theme main
            */
            .bodyContent{
                color: #505050;
                font-family: Helvetica;
                font-size: 16px;
                line-height: 150%;
                padding-top: 20px;
                padding-right: 20px;
                padding-bottom: 20px;
                padding-left: 20px;
                text-align: left;
            }

            /**
            * @tip Set the styling for your email's main content links. Choose a color that helps them stand out from your text.
            */
            .bodyContent a:link, .bodyContent a:visited, /* Yahoo! Mail Override */ .bodyContent a .yshortcuts /* Yahoo! Mail Override */{
                color: #3d98c6;
                font-weight: normal;
                text-decoration: underline;
            }

            .bodyContent img{
                display: inline;
                height: auto;
                max-width: 560px;
            }

            /**
            * @tip Set the background color and border for your email's data table.
            */
            .templateDataTable{
                background-color: #FFFFFF;
            }

            .templateDataTable a:link {
                text-decoration: none;
                color: #3d98c6;
            }

            /**
            * @tip Set the styling for your email's data table text. Choose a size and color that is easy to read.
            */
            .dataTableHeading{
                /*background-color: #E7F1FC;*/
                color: #336699;
                font-family: Helvetica;
                font-size: 14px;
                font-weight: bold;
                line-height: 150%;
                text-align: left;
            }

            /**
            * @tip Set the styling for your email's data table links. Choose a color that helps them stand out from your text.
            */
            .dataTableHeading a:link, .dataTableHeading a:visited, /* Yahoo! Mail Override */ .dataTableHeading a .yshortcuts /* Yahoo! Mail Override */{
                color: #FFFFFF;
                font-weight: bold;
            }

            /**
            * @tip Set the styling for your email's data table text. Choose a size and color that is easy to read.
            */
            .dataTableContent{
                border-top: 1px solid #DDDDDD;
                border-bottom: 0;
                color: #404040;
                font-family: Helvetica;
                font-size: 12px;
                line-height: 150%;
                text-align: left;
            }

            /**
            * @tip Set the styling for your email's data table links. Choose a color that helps them stand out from your text.
            */
            .dataTableContent a:link, .dataTableContent a:visited, /* Yahoo! Mail Override */ .dataTableContent a .yshortcuts /* Yahoo! Mail Override */{
                color: #3d98c6;
                font-weight: bold;
            }

            /* ========== Column Styles ========== */

            .templateColumnContainer{width: 200px;}

            /**
            * @tip Set the background color and borders for your email's column area.
            */
            #templateColumns{
                background-color: #F4F4F4;
                border-top: 1px solid #FFFFFF;
                border-bottom: 1px solid #CCCCCC;
            }

            /**
            * @tip Set the styling for your email's left column content text. Choose a size and color that is easy to read.
            */
            .leftColumnContent{
                color: #505050;
                font-family: Helvetica;
                font-size: 14px;
                line-height: 150%;
                padding-top: 0;
                padding-right: 20px;
                padding-bottom: 20px;
                padding-left: 20px;
                text-align: left;
            }

            /**
            * @tip Set the styling for your email's left column content links. Choose a color that helps them stand out from your text.
            */
            .leftColumnContent a:link, .leftColumnContent a:visited, /* Yahoo! Mail Override */ .leftColumnContent a .yshortcuts /* Yahoo! Mail Override */{
                color: #3d98c6;
                font-weight: normal;
                text-decoration: underline;
            }

            /**
            * @tip Set the styling for your email's center column content text. Choose a size and color that is easy to read.
            */
            .centerColumnContent{
                color: #505050;
                font-family: Helvetica;
                font-size: 14px;
                line-height: 150%;
                padding-top: 0;
                padding-right: 20px;
                padding-bottom: 20px;
                padding-left: 20px;
                text-align: left;
            }

            /**
            * @tip Set the styling for your email's center column content links. Choose a color that helps them stand out from your text.
            */
            .centerColumnContent a:link, .centerColumnContent a:visited, /* Yahoo! Mail Override */ .centerColumnContent a .yshortcuts /* Yahoo! Mail Override */{
                color: #3d98c6;
                font-weight: normal;
                text-decoration: underline;
            }

            /**
            * @tip Set the styling for your email's right column content text. Choose a size and color that is easy to read.
            */
            .rightColumnContent{
                color: #505050;
                font-family: Helvetica;
                font-size: 14px;
                line-height: 150%;
                padding-top: 0;
                padding-right: 20px;
                padding-bottom: 20px;
                padding-left: 20px;
                text-align: left;
            }

            /**
            * @tip Set the styling for your email's right column content links. Choose a color that helps them stand out from your text.
            */
            .rightColumnContent a:link, .rightColumnContent a:visited, /* Yahoo! Mail Override */ .rightColumnContent a .yshortcuts /* Yahoo! Mail Override */{
                color: #3d98c6;
                font-weight: normal;
                text-decoration: underline;
            }

            .leftColumnContent img, .rightColumnContent img{
                display: inline;
                height: auto;
                max-width: 260px;
            }

            /* ========== Footer Styles ========== */

            /**
            * @tip Set the background color and borders for your email's footer area.
            * @theme footer
            */
            #templateFooter{
                background-color: #F4F4F4;
                border-top: 1px solid #FFFFFF;
            }

            /**
            * @tip Set the styling for your email's footer text. Choose a size and color that is easy to read.
            * @theme footer
            */
            .footerContent{
                color: #808080;
                font-family: Helvetica;
                font-size: 10px;
                line-height: 150%;
                padding-top: 20px;
                padding-right: 20px;
                padding-bottom: 20px;
                padding-left: 20px;
                text-align: left;
            }

            .footerContent.social, .footerContent.social h4 {
                text-align: center;
            }

            .footerContent.social a {
                margin: 0 10px;
            }

            /**
            * @tip Set the styling for your email's footer links. Choose a color that helps them stand out from your text.
            */
            .footerContent a:link, .footerContent a:visited, /* Yahoo! Mail Override */ .footerContent a .yshortcuts, .footerContent a span /* Yahoo! Mail Override */{
                color: #606060;
                font-weight: normal;
                text-decoration: underline;
            }

            /* /\/\/\/\/\/\/\/\/ MOBILE STYLES /\/\/\/\/\/\/\/\/ */

            @media only screen and (max-width: 480px){
                /* /\/\/\/\/\/\/ CLIENT-SPECIFIC MOBILE STYLES /\/\/\/\/\/\/ */
                body, table, td, p, a, li, blockquote{-webkit-text-size-adjust: none !important;} /* Prevent Webkit platforms from changing default text sizes */
                body{width: 100% !important; min-width: 100% !important;} /* Prevent iOS Mail from adding padding to the body */

                /* /\/\/\/\/\/\/ MOBILE RESET STYLES /\/\/\/\/\/\/ */
                #bodyCell{padding: 10px !important;}

                /* /\/\/\/\/\/\/ MOBILE TEMPLATE STYLES /\/\/\/\/\/\/ */

                /* ======== Page Styles ======== */

                /**
                * @tip Make the template fluid for portrait or landscape view adaptability. If a fluid layout doesn't work for you, set the width to 300px instead.
                */
                #templateContainer{
                    max-width: 600px !important;
                    width: 100% !important;
                }

                /**
                * @tip Make the first-level headings larger in size for better readability on small screens.
                */
                h1{
                    font-size: 24px !important;
                    line-height: 100% !important;
                }

                /**
                * @tip Make the second-level headings larger in size for better readability on small screens.
                */
                h2{
                    font-size: 20px !important;
                    line-height: 100% !important;
                }

                /**
                * @tip Make the third-level headings larger in size for better readability on small screens.
                */
                h3{
                    font-size: 18px !important;
                    line-height: 100% !important;
                }

                /**
                * @tip Make the fourth-level headings larger in size for better readability on small screens.
                */
                h4{
                    font-size: 16px !important;
                    line-height: 100% !important;
                }

                /* ======== Header Styles ======== */

                #templatePreheader{display: none !important;} /* Hide the template preheader to save space */

                /**
                * @tip Make the main header image fluid for portrait or landscape view adaptability, and set the image's original width as the max-width. If a fluid setting doesn't work, set the image width to half its original size instead.
                */
                #headerImage{
                    height: auto !important;
                    max-width: 600px !important;
                    width: 100% !important;
                }

                /**
                * @tip Make the header content text larger in size for better readability on small screens. We recommend a font size of at least 16px.
                */
                .headerContent{
                    font-size: 20px !important;
                    line-height: 125% !important;
                }

                /* ======== Body Styles ======== */

                /**
                * @tip Make the body content text larger in size for better readability on small screens. We recommend a font size of at least 16px.
                */
                .bodyContent{
                    font-size: 18px !important;
                    line-height: 125% !important;
                }

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<div xmlns="http://www.w3.org/1999/xhtml" xmlns:xn="http://www.xmlnews.org/ns/" class="xn-newslines">

<h1 class="xn-hedline">"Tighten up Control of Your Fleet's 'Pedal-To-The-Metal' Culture or Risk Losing More than Just Money" - Says Ram Tracking CEO Chris McClellan</h1>

<p class="xn-distributor">PR Newswire</p>

<p class="xn-dateline">LEEDS, England, April 20, 2017</p>
</div>

<div class="xn-content" xmlns="http://www.w3.org/1999/xhtml" xmlns:xn="http://www.xmlnews.org/ns/">

<p>
<span class="xn-location">LEEDS, England</span>, <span class="xn-chron">April 20, 2017</span> /PRNewswire/ --</p>

<p style="text-align: center">
<b>The new speeding regulations - an insurance perspective</b>&nbsp;</p>

<p>
<b><span class="xn-chron">24th April 2017</span> sees a new and much harsher penalty system come in to force for those caught speeding after this date.</b> <b>The past few years have seen an increasing priority on fleet safety and with good reason</b><b>, but how does speeding affect fleet insurance premiums, and what can you do about it?</b> &nbsp;</p>

<p>In the most recent Department for Transport reports, traffic on motorways and rural roads are shown at an all time high - with the % of cars, lorries and vans all rising. Crashes, caused by anything from speeding to distracted driving (e.g. texting whilst at the wheel) can be costly not only to the individual but also expensive to the fleet- with liability capable of spiraling into the millions, not to mention the significant damage to the fleet reputation.</p>

<p>According to the <a href="https://www.confused.com/on-the-road/cost-of-motoring/what-the-price-index-means-for-you" rel="nofollow">Confused.com car insurance price index</a>, Car insurance prices have gone up &pound;110 over the past year - a rise of 16%. What's more, extra pressures set to impact the insurance industry this year could possibly push prices even higher - potentially tipping the thousand-pound mark next year, the index suggests. The data also suggests that men tend to pay more for their insurance policies than women - and with an overwhelming number of fleet drivers' being male, this is a stat that might well be significant to fleet managers.</p>

<p>There is little argument vehicles are becoming safer - thanks, in part to advanced technology, such as anti-collision braking systems, blind spot detection, rear view cameras, and telematics. Fleets often write clauses for dismissal into contracts as further deterrents, for example being caught whilst using a mobile phone. &nbsp;But, according to <a href="https://www.gov.uk/government/statistical-data-sets/speeding-offences-and-reported-accidents-involving-speeding-spe02" rel="nofollow">government statistical data</a><b>,</b> in 2014 exceeding the speed limit was a contributing factor to 16.5% of fatal accidents.</p>

<p>Speeding offences and in particular offences such as careless driving and/or drink or drug related endorsements can significantly affect insurance premiums for fleets when a claim is associated with the endorsement. For smaller fleets, underwriters are more likely to look at speeding offences and tie them in to increased premiums or excesses. For larger fleets, it's often less about individual misdemeanors and rather the frequency and cost of the claims made. Of course, many of these claims may well have occurred as a result careless driving and/or speeding or similar.</p>

<p>
<b><span class="xn-person">Tom Butler</span>, Director, <a href="https://www.schofieldinsurance.co.uk/" rel="nofollow">Schofield Insurance</a></b> <b>, commented:</b><b> </b> &nbsp;</p>

<p>
<i>Our fleet brokers and the underwriters we use refer</i> <i>to clients</i><i> 3 or</i> <i>5-year</i><i> fleet</i> <i>"</i><i>Confirmed Claims Experience</i><i>"</i><i> (CCE). This details the number of claims made along with the appropriate payments and also the current claims reserves for both the policyholder as well as any third party.</i> &nbsp;</p>

<p>
<i>The CCE also enables them to analyse the average cost per claim and average cost per vehicle, which is calculated on the total of claims divided number of vehicles over a 3 or 5 year period and this figure is then inflated to cover insurer costs, commissions, the rising cost</i> <i>of vehicle repairs and third party claims</i> <i>-</i><i> the latter has dramatically been affected following the 27</i><i><sup>th</sup></i><i> <span class="xn-chron">February 2017</span> news of a reduction of the Ogden Rate.</i>&nbsp;</p>

<p>
<i>The government lowered the discount rate (Ogden rate), the rate used to determine the value of compensation paid out to a personal injury victim, from 2.5 per cent to - 0.75 per cent. As a consequence motor premiums could sky-rocket as claims reserves have had to be increased.</i>&nbsp;</p>

<p>
<i>Time will tell, but from an insurers point of view, we hope the new speeding implications will indeed minimise the number of incidents and claims. Fleet managers should be aware of the things they can do to minimise premium and excess hikes, including doing a thorough drivers</i><i>'</i><i> license check on any new drivers. Those found with endorsements such as careless driving or drink driving are instantly flagged by underwriters and may be subjected to restrictions or exclusions on a fleet policy - &nbsp;perhaps only being insured for business use, or restricted to lower value vehicles. Installing telematics and tracking systems is a great way to prove that you</i><i>'</i><i>re doing your housekeeping as a business, especially if you can show you</i><i>'</i><i>re tracking driver style and speed. The</i> <i>'</i><i>big brother is watching</i><i>'</i><i> approach is certain</i><i>ly worthwhile for fleet owners.</i><i>"</i>&nbsp;</p>

<p>
<b><span class="xn-person">Chris McClellan</span> the owner of RAM Tracking, a leading provider of vehicle tracking for fleets added:</b>&nbsp;</p>

<p>
<i>"</i><i>In short, managing how your fleet is driven and having proof of where they were whe</i><i>n a false claim comes in are all</i><i> ways to reduce risk and mitigate claims that lead to increased insurance premiums. Vehicle tracking means you are able to monitor driver style (speed), and is seen as a positive step by fleet owners by insurance underwriters</i> <i>-</i><i> it plays a part in insurance premiums and excess. It</i><i>'</i><i>s worth adding that in 2015, comparison website Money Supermarket ran a test on 1.2ltr Vauxhall Corsa and added one SP40 conviction to the quote (that</i><i>'</i><i>s exceeding the speed limit). The results showed that for a forty year old there could be an increase from &pound;498.86 to &pound;582.37 and a fifty year old could expect costs to rise from &pound;397.29 to &pound;589.42. This uplift for points could go on for more than simply the three years for the DVLA, often insurance underwriters go back up to five years. So those three points could cost that 40 year old five times whatever the initial increase was. Add t</i><i>o that the fine (which will be capped at</i> <i>&pound;2,500) and it</i><i>'</i><i>s no small amount!</i><i>"</i>&nbsp;</p>

<p>
<b>RAM Tracking has created a portal of articles, statistics, quotes and infographics about the new speeding regulations and implications of speeding for individuals and businesses.</b> <b>Visit:</b> <a href="https://www.ramtracking.com/blog/category/april-2017-speeding-regulations/" rel="nofollow"><b>https://www.ramtracking.com/blog/category/april-2017-speeding-regulations/</b></a>
</p>

<p>
<span lang="EN-GB">
<br>

<span class="xn-person">Scott Chesworth</span>, Operations Director, +44(0)330-100-3622</span>
</p>

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