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TD Bank Launches a New Tool To Help First-Time Buyers Realize Their Homeownership Dreams
With its Comprehensive, Hassle-Free Guide to Home Purchase and Competitive Mortgage Products, TD Bank is the First Stop for First-Time Homebuyers
CHERRY HILL, N.J. and PORTLAND, Maine, July 11, 2011 /PRNewswire/ -- TD Bank, America's Most Convenient Bank®, is looking to make the first-time homebuying process a little less cumbersome. To complement the bank's hassle-free and easy to understand mortgage products, TD Bank has developed a comprehensive First Time Homebuyer Kit to educate first-time homebuyers and guide them through every step on the path to making a house a home.
(Logo: http://photos.prnewswire.com/prnh/20081031/NEF005LOGO-a )
"With interest rates remaining favorable and home values stabilizing, this combination offers a great opportunity for home ownership. However, consumers, especially first-time homebuying customers, need to make sure they are well informed and educated on the homebuying process," said Michael Copley, Retail Lending, Executive Vice President, TD Bank. "With research they will find that TD Bank offers great low rates, no hidden fees and the guarantee of TD Bank's legendary service. Since TD Bank also does not sell its mortgage loans, we foster strong relationships with our customers and they don't have to worry about unexpected surprises."
The bank is also utilizing social media to educate consumers on its mortgage program by launching live weekly Twitterviews (Q&A). Every Monday in July, Mike Copley, TD Bank's Executive Vice President of Retail Lending will be available for live #mortgagemondays on twitter @TDBank_US to answer questions and share tips and advice.
TD Bank developed the First Time Homebuyer Kit to create a rewarding homebuying experience. Available on the TD Bank website (http://www.tdbank.com/firsthome) as well as in stores, the kit is designed to take the customer through the process of purchasing a home, providing advice and information needed to choose the house and mortgage to best suit individual needs.
Some things to consider when buying your first home are:
-- Determine how much you can afford: By looking at your income and current
monthly debts you can determine what you can afford.
-- Buying a home isn't for everyone: Know the benefits of owning vs.
renting before making any decisions. Also stop to think about what type
of home you can afford and which style suits your lifestyle such as
single-family homes, town houses or fixer-uppers.
-- Narrow the focus of your search: Many factors impact the ideal type of
house for each buyer, including desired features and benefits, life
stage and how many improvements you are willing to make before moving
in.
-- Make the mortgage process as hassle-free as possible: From fixed-rate to
adjustable-rate, there are several options to fit your needs.
TD Bank is committed to providing a transparent mortgage procedure, providing consumers with what they need to know to turn a house into a home. TD's hassle-free mortgage application with no hidden fees makes purchasing a home as smooth and worry free as possible. Additionally, TD offers competitive rates on FHA loans and a $500 service commitment on both same-day loan decisions and on-time mortgage closings, plus additional discounts to qualified low-to-moderate income borrowers. Same-day loan decisions are conditional upon receiving income and asset verification.
About TD Bank, America's Most Convenient Bank®
TD Bank, America's Most Convenient Bank, is one of the 10 largest banks in the U.S., providing more than 7.4 million customers with a full range of retail, small business and commercial banking products and services at more than 1,250 convenient locations throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida. In addition, TD Bank and its subsidiaries offer customized wealth management services through TD Wealth, and insurance products and services through TD Insurance, Inc. TD Bank is headquartered in Cherry Hill, N.J., and Portland, Maine. To learn more, follow TD Bank on Twitter at http://www.twitter.com/TDBank_US or visit http://www.tdbank.com.
TD Bank is a member of TD Bank Group and a subsidiary of The Toronto-Dominion Bank of Toronto, Canada, a top 10 financial services company in North America and one of the few banks in the world rated Aaa by Moody's. The Toronto-Dominion Bank trades on the New York and Toronto stock exchanges under the ticker symbol "TD." To learn more, visit http://www.td.com.
SOURCE TD Bank
Photo:http://photos.prnewswire.com/prnh/20081031/NEF005LOGO-a
http://photoarchive.ap.org/
TD Bank
CONTACT: Rebecca Acevedo, TD Bank, +1-856-470-3201, Rebecca.Acevedo@yesbank.com, or Ashley Dodd, Coburn Communication, +1-212-536-9835, Ashley.Dodd@coburnww.com
Web Site: http://www.TDBank.com
TD Bank Launches a New Tool To Help First-Time Buyers Realize Their Homeownership Dreams
With its Comprehensive, Hassle-Free Guide to Home Purchase and Competitive Mortgage Products, TD Bank is the First Stop for First-Time Homebuyers
CHERRY HILL, N.J. and PORTLAND, Maine, July 11, 2011 /PRNewswire/ -- TD Bank, America's Most Convenient Bank®, is looking to make the first-time homebuying process a little less cumbersome. To complement the bank's hassle-free and easy to understand mortgage products, TD Bank has developed a comprehensive First Time Homebuyer Kit to educate first-time homebuyers and guide them through every step on the path to making a house a home.
(Logo: http://photos.prnewswire.com/prnh/20081031/NEF005LOGO-a )
"With interest rates remaining favorable and home values stabilizing, this combination offers a great opportunity for home ownership. However, consumers, especially first-time homebuying customers, need to make sure they are well informed and educated on the homebuying process," said Michael Copley, Retail Lending, Executive Vice President, TD Bank. "With research they will find that TD Bank offers great low rates, no hidden fees and the guarantee of TD Bank's legendary service. Since TD Bank also does not sell its mortgage loans, we foster strong relationships with our customers and they don't have to worry about unexpected surprises."
The bank is also utilizing social media to educate consumers on its mortgage program by launching live weekly Twitterviews (Q&A). Every Monday in July, Mike Copley, TD Bank's Executive Vice President of Retail Lending will be available for live #mortgagemondays on twitter @TDBank_US to answer questions and share tips and advice.
TD Bank developed the First Time Homebuyer Kit to create a rewarding homebuying experience. Available on the TD Bank website (http://www.tdbank.com/firsthome) as well as in stores, the kit is designed to take the customer through the process of purchasing a home, providing advice and information needed to choose the house and mortgage to best suit individual needs.
Some things to consider when buying your first home are:
-- Determine how much you can afford: By looking at your income and current
monthly debts you can determine what you can afford.
-- Buying a home isn't for everyone: Know the benefits of owning vs.
renting before making any decisions. Also stop to think about what type
of home you can afford and which style suits your lifestyle such as
single-family homes, town houses or fixer-uppers.
-- Narrow the focus of your search: Many factors impact the ideal type of
house for each buyer, including desired features and benefits, life
stage and how many improvements you are willing to make before moving
in.
-- Make the mortgage process as hassle-free as possible: From fixed-rate to
adjustable-rate, there are several options to fit your needs.
TD Bank is committed to providing a transparent mortgage procedure, providing consumers with what they need to know to turn a house into a home. TD's hassle-free mortgage application with no hidden fees makes purchasing a home as smooth and worry free as possible. Additionally, TD offers competitive rates on FHA loans and a $500 service commitment on both same-day loan decisions and on-time mortgage closings, plus additional discounts to qualified low-to-moderate income borrowers. Same-day loan decisions are conditional upon receiving income and asset verification.
About TD Bank, America's Most Convenient Bank®
TD Bank, America's Most Convenient Bank, is one of the 10 largest banks in the U.S., providing more than 7.4 million customers with a full range of retail, small business and commercial banking products and services at more than 1,250 convenient locations throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida. In addition, TD Bank and its subsidiaries offer customized wealth management services through TD Wealth, and insurance products and services through TD Insurance, Inc. TD Bank is headquartered in Cherry Hill, N.J., and Portland, Maine. To learn more, follow TD Bank on Twitter at http://www.twitter.com/TDBank_US or visit http://www.tdbank.com.
TD Bank is a member of TD Bank Group and a subsidiary of The Toronto-Dominion Bank of Toronto, Canada, a top 10 financial services company in North America and one of the few banks in the world rated Aaa by Moody's. The Toronto-Dominion Bank trades on the New York and Toronto stock exchanges under the ticker symbol "TD." To learn more, visit http://www.td.com.
SOURCE TD Bank
Photo:http://photos.prnewswire.com/prnh/20081031/NEF005LOGO-a
http://photoarchive.ap.org/
TD Bank
CONTACT: Rebecca Acevedo, TD Bank, +1-856-470-3201, Rebecca.Acevedo@yesbank.com, or Ashley Dodd, Coburn Communication, +1-212-536-9835, Ashley.Dodd@coburnww.com
Web Site: http://www.TDBank.com